Steps to Take Following an Insurance-Covered Fire

Based in The Woodlands, Texas, Bill Voss offers clients a full range of results-focused legal services that include those involving challenging insurance claims after fires. Bill Voss has represented large businesses spanning Texas and beyond in filing insurance claims and completing the steps necessary to achieve optimal insurance recoveries.

Following a fire, begin by documenting losses with photos before any cleanup occurs or temporary repairs are made. Don’t throw out the damaged property without making 100 percent sure that the insurance company does not need to examine it in person. Next, secure bids from several contractors, both as a way of ascertaining a realistic value of the fire insurance claim and finding an ideal fit for work when it commences.

The fire insurance claim process can be a lengthy one and necessary temporary repairs should be undertaken from the outset, with all associated costs documented. However, it's a good idea to wait until directed to proceed by the insurer before starting in on costly permanent repairs.